Here, our businesses value strong communities, knowing their neighbors, and putting in an honest day’s work. Just like our people do. That means we get business done with talent that is proven, steadfast and seasoned by hard work. The economically diverse Great Lakes Bay Region (GLBR) is located in the central portion of Michigan’s Lower Peninsula and is made up of Arenac, Bay, Clare, Gladwin, Gratiot, Isabella, Midland and Saginaw Counties.